The Tools

We are planning to put three additional tools on this website.

We believe that these tools will be hugely beneficial in establishing anf confirming benchmarks. Since we know investors are best served by clearly defined strategic benchmarks - and not acting with fear or greed - we know the impact of using these by an individual will be significant over time.

Income and Spend Model: This modelling tool helps you establish when should you retire, or if you will have sufficient income in your years of independence. It can help you establish the right withdrawal limit from your assets so that you have enough for long term care and to maintain your lilfestyle. You may be asking yourself what transfers you can make to the next generations and when would the timing be right. The tool is currently not available online, so please request a meeting. But we will make it available online before the end of 2026.

The Optimal Risk calculator: Risk and volatility are often interchanged in the financial service industry. Most investors are used to risk being about emotional tolerance and nothing else. We have incorporated the emotional factors with the volatility measurements to help you calculate the point at which a more aggressive portfolio will start to destroy your chances of achieving the lifettysle you seek.

Asset Allocation: This is one of the tools we are planning to make available by March 2027. The tool will provide your most efficient asset allocation after entering your risk rating.